Did you list saving money or getting your finances in order as one of your New Year’s resolutions for 2020? If so, we need to talk about funding a replacement windows project. Renewal by Andersen of New Jersey and New York Metro replacement windows and patio doors are likely to will help you save money on heating and air conditioning bills every month. And, we believe the added value and comfort you’ll gain is well worth the investment. But, we also understand that sometimes homeowners need to prepare financially, so here are three New Year’s resolutions that will help you fund your replacement project
In the same way that consumers should carefully consider their lifestyle and home environment when designing replacement windows, our customers have unique financial goals and personal circumstances that drive buying decisions.
A certified financial advisor can help you take control of your finances. He or she should have the education and experience to uncover spending habits that are keeping you from reaching your financial goals, and will be able to help you create a plan that uses your strengths and weaknesses to your advantage. If you don’t keep any of your 2020 resolutions, keep this one!
Whether you are saving to install replacement windows and patio doors throughout your home, of you just want to add a single bay or bow window in the family room, avoiding the urge to splurge can help you get there.
To control the impulse to buy something you really don’t need, leave your debit card and credit cards at home and carry a small amount of cash. Calculate how much money you’ll need each week for essentials – tolls, gas, lunch, parking fees – and put that amount of cash in an envelope. Transfer the appropriate amount from the envelope to your wallet each day before leaving home.
Reduce the drive through spending by keeping water and some snacks in the glove box for your commute, or in your backpack if you ride the bus or subway. Using cash makes it easier to control how much you spend on what, because you have to count the money rather than just pass a piece of plastic to a cashier.
Many people treat any unexpected income like a gift – it is meant to be enjoyed without guilt. When you think of unexpected income, such as a work bonus, inheritance or unplanned overtime pay, as a precious resource to help you achieve your financial goals, you’ll be one step closer to funding your replacement window project, or any other project on your wish list.
Stash “bonus money” in a money market account, pay off high interest debt or use that money to add to your flexible IRA. If you met with a financial advisor, you may have already made a plan for what to do with the overtime pay – follow that sound advice!
Investing in your future is important. Updating aging home windows is one way to protect your assets, while preparing for the future. Our replacement windows and patio doors help many homeowners save money on heating and cooling bills while boosting the resale value of their home. Let us help you prepare a plan. Just fill in the short form on this page or dial (866) 609-5033 to schedule a private consultation with a replacement window specialist.