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Windows will break down over time much like the other components that make up your home’s exterior. At some point, you’ll have to replace them. However, you might be wondering whether or not your homeowner’s insurance will cover the upgrade. As it turns out, there are qualifying situations that must be satisfied for this to work. Read on as your trusted window installation contractor explains this matter further below.
Your homeowner’s insurance will indeed pay for your new windows, but that will depend on several factors. Keep in mind that home insurance policies only provide coverage for qualifying situations, which is why the way your current windows suffered damage can impact your claim.
Your insurer will have to obtain as much information about your claim as possible to determine whether you are eligible for a claim. If your windows sustained extensive damage due to wind-blown debris or anything caused by severe weather, your homeowner’s insurance may provide coverage for your new windows. Make sure you work with a reputable window installation contractor as soon as your claim gets approved.
Your windows will suffer wear and tear due to long-term exposure to California weather. If this is the case, know that your homeowner’s insurance will not cover damage caused by inevitable deterioration. The same thing applies if the window damage resulted from an accident or was due to neglect. For insurance providers, window repairs and maintenance are the responsibility of the homeowner. Failure to keep your windows in good condition won’t do you any good as far as your homeowner’s insurance is concerned.
Renewal by Andersen® of San Francisco is the leading window company in the area. Count on our team to provide top-notch window installation and high-quality products. Call 866-609-5033, or fill out our contact form to schedule a free consultation. We serve homeowners in and around San Francisco, CA.